ComparisonsLast updated: March 2026

SubTracker vs Mint — Honest Comparison (2026)

Our verdict

Mint was discontinued in early 2024 and merged into Credit Karma. If you're a former Mint user looking for a subscription tracker, SubTracker is a privacy-first alternative that doesn't require bank linking — though it focuses on subscriptions rather than full financial tracking.

Feature Comparison

FeatureSubTrackerMint
PriceFree / $1.99/mo / $14.99/yr ProWas free (ad-supported) — now discontinued
StatusActively developed, regular updatesShut down — merged into Credit Karma
PlatformsiOS (iPhone & iPad)Was iOS, Android, Web
Privacy model100% on-device — no bank linkingWas cloud-based with bank linking (Intuit servers)
Works offlineYes, fully functionalN/A — discontinued
Cancel guides600+ step-by-step guidesNone
BudgetingNo (focused on subscriptions)Was a full budgeting tool
Credit scoreNoWas included (Intuit)
Bank linkingNot requiredWas required
Languages10 languagesWas English only

Who Should Pick Which?

Pick SubTracker if...

Former Mint users who primarily used it to track recurring charges and subscriptions. SubTracker gives you better subscription management with cancel guides, renewal reminders, and complete privacy — without needing to connect bank accounts.

Pick Mint if...

Mint no longer exists as a standalone product. Credit Karma (where Mint users were migrated) focuses on credit scores and financial product recommendations rather than subscription tracking. If you need a full Mint replacement with budgeting, consider YNAB or Copilot Money instead.

Privacy Comparison

Mint was owned by Intuit and required full bank account access. Your financial data was stored on Intuit's servers and used for targeted financial product advertising — that was how Mint stayed free. SubTracker takes the opposite approach: your data never leaves your device. No accounts, no servers, no ads. For users who were uncomfortable with Mint's data practices, SubTracker is a refreshing change.

Pricing Comparison

Mint was free but ad-supported, with your financial data used for targeted advertising. SubTracker has a free tier (3 subscriptions) and a Pro tier at $14.99/year. While SubTracker isn't free, you're paying with money instead of data — a trade-off many former Mint users prefer after learning how their data was used.

Frequently Asked Questions

Q1Why was Mint shut down?

Intuit shut down Mint in early 2024 and merged its user base into Credit Karma, another Intuit product. The official reason was to consolidate products, but Mint had been losing users and struggling with profitability for years.

Q2Is SubTracker a full Mint replacement?

Not entirely. Mint was a comprehensive financial tool: budgets, bills, credit score, investment tracking, and subscription management. SubTracker focuses specifically on subscription tracking with cancel guides. If you only used Mint for subscriptions, SubTracker is a great replacement. For full budgeting, consider YNAB or Copilot Money alongside SubTracker.

Q3Can I import my Mint subscription data into SubTracker?

There's no direct import. However, SubTracker has 600+ pre-built templates covering most popular services, so recreating your subscription list is quick — typically 5-10 minutes for most users.

Q4What happened to my Mint data?

If you had a Mint account, Intuit migrated your data to Credit Karma. You can still access your historical data there. SubTracker doesn't connect to Credit Karma — it's a fresh start with complete privacy.

Q5Are there other Mint alternatives besides SubTracker?

For full financial management: YNAB ($99/yr) and Copilot Money ($69.99/yr). For subscription tracking specifically: SubTracker ($14.99/yr Pro) is the most focused and private option. Each serves a different need — SubTracker is best if subscriptions were your main use case for Mint.

Ready to try SubTracker?

Free to download. Track up to 3 subscriptions at no cost. No bank linking, no accounts — your data stays on your device.

Download SubTracker — Free

Requires iOS 17 or later

Need help cancelling a subscription? Check our step-by-step guides.